Required Documents

• Past two (2) years W-2 statements
• Two (2) years signed personal tax returns - including all schedules
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
• If divorced...a fully executed divorce decree
• For a refinance...a copy of the survey, mortgage statement, most recent tax bill, home owner's insurance policy
• A letter of explanation for any known credit problems
• Copy of driver's license and social security card
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• Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.