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Required Documents
Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent quarterly statement for 401K, IRA, or Mutual Fund Accounts
Copy of the purchase and sale agreement
< For a refinance a copy of the survey, insurance and current mortgage statement
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
********THIS LIST OF DOCUMENTS IS NOT A REQUIREMENT TO APPLY FOR A LOAN. THESE DOCUMENTS MAY BE NEEDED AFTER YOU RECEIVE YOUR LOAN DISCLOSURES.******